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Also, I have a separate checking account for my personal spending money. Since I will not be on the loan, can I take a loan from my 401K to deposit into my checking account to use for expenses such as to pay the insurance in full on the new home for personal loan rates ringgitplus full year. We are not escrowing the taxes or insurance.
Or, would that jeapordize the loan since I will still be on the title and signing the paperwork during closing. Unfortunately I am not very confident in our mortgage brokers advice with the new 2016 laws in play. Thank you. Theres an option to use asset depletion to qualify for a conventional mortgage if you dont have an income…look into it. VA Loan Eligibility Requirements. To be eligible for a VA Loan, veterans, active duty service members, National Guard members and reservists must meet the basic service requirements set forth by the Department of Veterans Affairs.